Module 3

Diversifying Your Passive Income

Recommended Resources:

Fundrise: Private REIT, residential real estate focus. Historically generates 7.5-10% annual returns (including up to~5% in dividends). Brian has some of his own money invested in Fundrise.

Streitwise: Private REIT, commercial real estate focus. Historically generates 8.3-10% in dividends alone. Brian has some of his own money invested in Streitwise.

Chime Bank: Offers automated savings.

Acorns: Offers both automated savings and automated investing robo-advisor service.

Schwab Intelligent Portfolios: Robo-advisor that Brian uses. It’s free, but requires a minimum of $5,000 under management. They also offer a human hybrid advising service for $30/month.

SoFi Invest: Another free robo-advisor with a strong reputation.

Betterment: Well-rounded robo-advisor service. Charges 0.25% of assets under management for automated service, 0.40% for human hybrid advising.